Raising children is expensive. You’re providing shelter, food, clothing, and saving for a college education for their future. Small savings on the lesser priorities will help your household budget stay on track.

Consider the toy swap. No doubt, kids love toys. They also tire of them quickly. When replacing the old with new, consider networking with other parents and swap one of your child’s toys for one of theirs. The toy that bores your child is a brand new one to another child.

You’ll make a small dent in your budget and connect with other families. And your children will be part of the transaction in playful way.